Following a mountain biking accident in 1997 Ralph, then a young Chartered Surveyor, went on to complete his MBA during which he undertook a secondment to a company that he subsequently joined, and set him on a career change into real estate finance. He later became involved in growing a start-up business which was then sold enabling him to become financially independent. Ralph is a supporter of SMSR's research into tackling key complications of spinal cord injury that can impact on quality of life.